When you order a Trade Republic card, you can choose between physical cards (Mirror or Classic) and a Virtual card. The main difference is that a virtual card will never be printed and sent to your home.
You should get a physical card if you want to withdraw cash at ATMs or use your card when you travel to locations where contactless mobile payments are not accepted.
Whether you opt for a physical or virtual card, you will be able to:
- Immediately add the card to Apple/Google Pay to pay contactless using a compatible device. Even if you ordered a physical card, you don’t need to wait for it to be delivered
- See the card details in the app for online shopping
- Instantly freeze and unfreeze your card in the app
- Earn Saveback and use Round up on your transactions
There are a few things you can do with a physical card that you cannot do with a virtual card:
- Make payments using merchant terminals that do not support contactless payment
- Withdraw cash at ATMs
If you have a virtual card and would now like a physical card instead, you can order one in the app. The physical card will replace your virtual card and your card number will remain the same, only the expiry date and CVV will change. The card will be automatically be updated with Apple/Google Pay.