At Trade Republic you have the possibility to deposit money to your cash account by credit card and SEPA transfer.
To find the correct IBAN for your transfer: from Wealth or Cash > select Transfer > tap Add money then Bank transfer. Enter your name as the recipient (mandatory) and add a reason for the payment (optional).
We only accept deposits from SEPA bank accounts in your name (we also accept transfers from joint accounts).
We can NOT accept the following deposits:
- Deposits from accounts that aren’t in your name.
- Deposits from business accounts.
- Deposits from non-SEPA accounts.
- Deposits via Swift / Instant bank transfer other than SEPA Instant and Target2 (Target 2 transfers are only available for customers with escrow accounts but will be available very soon for customers who have activated the Trade Republic IBAN)
- Deposits that aren’t clearly attributable to you (e.g. PayPal, Payback, Wise, Binance, Coinbase, etc.).
- Deposits to the IBAN from which you received a withdrawal will be rejected and returned to your sending account. This process may take several days. It isn’t possible to transfer this amount to your cash account.
If your deposit was successful but your reference account IBAN wasn't updated, please see this article: Which reference accounts are not accepted?
Also, for any questions regarding a deposit you made, please contact us.