Cash balances at Trade Republic’s trusted partner banks accounts are protected by the deposit protection guarantee up to €100,000. Funds diversified into liquidity funds are segregation protected by safeguarding them within separate custody accounts.
- Deposit protection: Funds held at our partner banks Deutsche Bank AG, HSBC Continental Europe S.A., and J.P. Morgan SE are protected up to €100,000 per account and customer.
- Separate custody account: The funds held in liquidity funds are held directly in a separate custody account. These assets are strictly safeguarded and segregated from Trade Republic’s own assets. They are protected without limit.
You can find the distribution of your cash in the app under Interest overview.