Saveback enables you to earn while you spend. You get 1% Saveback of your eligible card payments invested into the savings plan of your choice when you spend from your cash balance and 2% when you pay with crypto. To earn the maximum €30 Saveback reward, you must spend exclusively using Pay with Crypto. If you use only your cash balance, the Saveback reward is capped at €15.
How it works:
You start accumulating Saveback as soon as you start spending. To invest your accumulated amount, you need to activate Saveback and select an existing Savings Plan:
- To enable Saveback, select the Saveback benefit from the Benefits section under Card in the Cash tab.
- To receive Saveback:
- The first time you activate Saveback, you have to set up a 50 € Savings Plan for the next month.
- To keep receiving Saveback in the following months, you must invest at least 50 EUR in Savings Plans per calendar month (through weekly, bi-weekly or monthly savings plans). Quarterly savings plans don't qualify. The 50 € in Savings Plans can be spread across multiple Savings Plans
- You can earn a maximum of 30 € through Saveback each calendar month using .
- Once Saveback is activated, transactions are accumulated monthly and invested in your chosen savings plan asset. See this article Why did I not receive my Saveback? for excluded transactions. The amount is invested on the 2nd day of the following month, or the next banking day, provided you fulfilled the requirements (else the reward expires). The earned Saveback is reset at 02:00am on the first of the month. If you make a transaction at 1:30am, it will be added to the previous month's balance or not taken into account if you reached the 30 € limit.