What are savings plans?

Save on stocks, ETFs, and crypto by investing long-term.

Execution of savings plans
Savings plans are executed on execution days flexibly during the course of the day, within XETRA trading hours. The executions will take place on the 2nd, 9th, 16th and 23rd of the month when the exchange is open. If not, on the next trading day. However, savings plans can only start from the 2nd or 16th of the month.

Savings plan executions follow standardized and automated processes. Even though there is no guarantee to use the most favorable prices of an execution day, we try to ensure the most optimal execution in the long run.

  • When are savings plans executed?
  • Why wasn't my share savings plan executed today?

Fractions
In the case of stock or ETF savings plans, it’s possible that you don’t purchase whole pieces of stocks and ETFs, but rather fractions. This happens especially if your savings rate isn’t sufficient for the purchase of whole pieces of stocks and ETFs only.

You’re also entitled to any dividends for fractional stocks. Contact us and we’ll gladly check the participation in capital measures for your fractions individually for you.

  • What is fractional investing?

Setting up savings plans
To create individual savings plans, go to Wealth > Orders & Insights > Savings plans. Alternatively, you can go directly to the security of your choice and select Save (or choose Savings Plan as the Order type), if the security is eligible for a savings plan. Your savings plans can be changed and cancelled free of charge at any time.

  • How can I create a savings plan?

Flat rate for external costs
There are no fees for the execution of savings plans. Only an one euro external settlement cost per single trade when you sell units.

  • What are the costs of a savings plan?